Study shows retiring after 65 increases longevity

GONE are the days of wanting to retire as young as possible and spending the remainder of your life travelling the world- it does sound lovely, of course - but what about the career you've built? Will you get bored? What if you don't have enough money to keep yourself active and entertained? 

Many are pushing back their retirement, choosing to continue with work, save more, become more active and engage with the world around them - before taking the big leap into their golden years. 

A new study backs up this theory, suggesting that putting off retirement may help you live longer.

The risk of dying from any cause was 11 per cent lower in people who delayed retirement by one year than in those who retired at 65. 

Research shows the death rate continues to fall the longer retirement is delayed, according to a study published in the Journal of Epidemiology and Community Health by researchers at Oregon State University on March 21, 2016.

The study indicated even those who retired for health reasons after ago 65 had a lower risk of dying. The benefits of working longer were resounding, regardless of gender, education, income, lifestyle or occupation. 

The study explained that retiring at an older age might even delay age-related declines in cognitive, physical, and mental health, which may in turn reduce the risk of developing chronic, life threatening illnesses. 

These conclusions were made through analysing the medical records of 2,956 men and women who were employed at the start of a larger study in 1992, but had fully retired in 2010. 

The results showed that retirees who maintained a good health at age 67 had a 21 per cent lower risk of dying than those who retired at age 65 or earlier. 

Those who retired at age 70 had a 44 per cent lower risk of dying and those who retired at 72 had a 56 per cent lower risk. 

So for all of  to all of you wanting to retire early, the odds don't seem to be in your favour. 


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