Downsizing into a home you fully own
SETTLING into a comfortable community in a village that feels familiar and relaxed is an attractive option for retirees looking to downsize, but not check out of home ownership.
Brisbane's Carseldine Gardens is a "simple model" of independent living says its sales and marketing manager Sarah Sinclair.
"Carseldine Gardens is geared towards allowing a retiree to downsize while retaining the traditional real estate model, which is what the Federal Government wants for many older Australians, but it doesn't come with a lot of the expenses of other seniors' accommodation options," Sarah said.
"It's really the third option. You can either move into a traditional retirement village or another style of land lease community such as a manufactured home estate, or choose a seniors' village such as Carseldine Gardens."
The difference is in choosing a Carseldine Gardens home - it's all yours. The one- and two-bedroom purpose-built, single-level homes are sold under a strata arrangement. The owner is responsible for the body corporate fee, electricity and council rates, and other expenses which are normal with owning a strata property such as an apartment.
If they want to sell, there are no exit fees and no restrictions on who they sell to and who they use to sell the property. The owner completely controls his or her own asset and can benefit from any capital gain.
"The body corporate fee covers the cost of both the groundsman and maintenance manager, attendance at the weekly social where the residents have fun over tea and biscuits, and often indoor bowls, and the on-site operational management by Liberty Senior Living," Sarah said.
"We also have a community bus that twice weekly takes residents to do their shopping at Taigum and Aspley." A bus stop nearby allows residents to also easily access Carseldine Central or head to Chermside.
Getting outdoors and enjoying regular physical activity among new friends or by yourself is made just a little bit easier at Carseldine. Its level pathway winds past the homes following the well-kept gardens and ending with a delightful park at the edge of the village.
A one-bedroom home is priced at $292,500 and a two-bedroom one is $307,500. Each well-presented home is fully self-contained and includes a single carport or car space.
For more information, phone Sarah Sinclair on 0402 462 071.